Banks

Solutions built for the challenges banks face

Lozenge supports banks from risk measurement all the way to regulatory reporting.

Meeting the new challenges of finance, ALM, and risk teams

Supervisory expectations are rising, markets turnarouds are happening faster, and resources are tightening. Your teams must deliver increasingly reliable and robust results without adding to their workload.

  • Regulatory complexity

    Constantly evolving IRRBB and CSRBB requirements, with inspections and remediation plans to handle alongside day-to-day operations

  • Market volatility

    Rate cycle turnaround, liquidity risk, and deposit behavior harder to anticipate, all putting pressure on net interest margin and trade-offs

  • Operational risk

    Processes that are still manual, models and calculations that are hard to trace and audit, systems with great functional depth

  • Budget pressure

    Demand for fast, reliable results, against little appetite for multi-year IT projects and leaner finance teams

How we add value to your business

For each of these challenges, we provide a concrete answer, combining the tools, expertise, and teams that fit your organization.

  • Regulatory complexity

    Backtesting, documentation and traceability of calculations, front-to-back consistency: we secure your IRRBB and CSRBB reporting, all the way through inspections and remediation plans

  • Market volatility

    Independent model review, simulation of market, behavioral, and balance sheet scenarios, granular valuation analysis: you measure and optimize the impact on your net banking income

  • Operational risk

    Standardized, automated processes for calculating results and risks, traceable and auditable models: our solutions adapt to your existing IT architecture

  • Budget pressure

    No multi-year IT project: our modular solutions and on-demand expertise adapt to your budget, your challenges, and your teams


Tangible benefits
for your teams

  • Our team members come from capital markets, risk, quantitative research, artificial intelligence, and data science

  • Our experts take an objective and critical look at your models and assumptions, drawing on the many projects and engagements we have delivered for our clients

  • Every engagement includes knowledge transfer (documentation, methods, training): your teams gain autonomy, not dependency

  • From assessment to go-live and support, we keep the number of contacts to a minimum and stay close, responsive, and available

  • Data confidentiality, access control, documentation of our work: we meet the requirements of your IT and security teams


Three solutions, to combine as you need

From regulatory calculations to modernizing your core systems, our three solutions adapt to your institution, your challenges, and your timeline

  • A platform to manage your financial risks

    Designed to integrate with your existing architecture, our platform provides teams autonomy and control in a reliable environment

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  • Quant expertise, on demand

    Designed for ad hoc or recurring needs, our team brings you a critical review and expert rigor, with no IT project

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  • Third-party financial systems integration

    Designed to evolve your systems without disrupting operations, our team secures implementation, migration, and upgrades, from scoping to go-live

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